Terms of Service

Effective Date: April 19, 2025

Welcome to Cruncher ("we", "our", "us"), a Canadian-based online platform offering a wide range of calculators across Business & eCommerce, Finance & Budgeting, Loans & Mortgages, Home & Renovations, Fitness & Health, and other categories. By accessing or using our website and its tools, you agree to be bound by the following terms and conditions.

1. Use of the Website

Cruncher provides free online calculators intended for estimation, educational, and informational purposes only. The results generated are not guaranteed to be accurate or up-to-date and should not be solely relied upon for financial, legal, health, or personal decision-making.

2. No Professional Advice

The information and results from Cruncher calculators do not constitute financial, legal, health, or any other form of professional advice. Always consult a qualified expert before making decisions based on calculator results.

3. Accuracy of Information

While we strive to maintain accurate and current data, Cruncher does not guarantee the accuracy, completeness, or reliability of any calculations or information provided on this site. Various assumptions and estimates are used that may not reflect your specific situation or applicable Canadian regulations.

4. Limitation of Liability

Cruncher is not liable for any direct, indirect, incidental, or consequential damages arising from your use of our website or reliance on any calculator results. Use of the site is at your own risk.

5. Intellectual Property

All content on Cruncher, including but not limited to calculators, branding, text, design, and code, is the intellectual property of Cruncher and is protected by applicable Canadian copyright and trademark laws. Unauthorized use or reproduction is prohibited.

6. Third-Party Links

Our website may contain links to third-party websites. Cruncher is not responsible for the content, privacy policies, or practices of any external sites.

7. Modifications

We reserve the right to update or modify these Terms and Conditions at any time without prior notice. Your continued use of the website constitutes acceptance of the updated terms.

8. Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of the Province of Saskatchewan, Canada, without regard to its conflict of law principles.

9. Contact Us

If you have any questions or concerns regarding these Terms of Service and Conditions, please contact us by filling out our contact form found here.